借款合同如何具有法律效力

1. 鍊熸懼悎鍚岀籂綰風殑娉曞緥鏁堝姏鎬庝箞紜瀹氾紵

鍊熸懼悎鍚岀籂綰風殑娉曞緥鏁堝姏搴斿綋鐢變漢姘戞硶闄㈡牴鎹鎴戝浗銆婃皯娉曞吀銆嬬143鏉″綋涓鏈夋晥琛屼負鐨勬瀯鎴愯佷歡鏉ヨ繘琛岀『瀹氾紝鍏蜂綋鐐規潵璇寸殑璇濓紝灝辨槸鎰忔濆繀欏繪槸琛ㄧず鐪熷疄錛岃屼笖涓嶈繚鍙嶆硶寰嬪己鍒舵ц勫畾銆傚悓鏃惰㈢珛鍚堝悓鐨勪富浣撲篃蹇呴』鏄瀹屽叏鎴愬姛鐨勫唴瀹廣

涓銆佸熸懼悎鍚岀籂綰風殑娉曞緥鏁堝姏鎬庝箞紜瀹?

鍊熸懼悎鍚岀籂綰風殑娉曞緥鏁堝姏搴斿綋鐢變漢姘戞硶闄㈡牴鎹鎴戝浗銆婃皯娉曞吀銆嬬143鏉″綋涓鏈夋晥琛屼負鐨勬瀯鎴愯佷歡鏉ヨ繘琛岀『瀹氾紝銆婁腑鍗庝漢姘戝叡鍜屽浗姘戞硶鍏搞

絎涓鐧懼洓鍗佷笁鏉 銆愭皯浜嬫硶寰嬭屼負鏈夋晥鐨勬潯浠躲戝叿澶囦笅鍒楁潯浠剁殑姘戜簨娉曞緥琛屼負鏈夋晥錛

(涓)琛屼負浜哄叿鏈夌浉搴旂殑姘戜簨琛屼負鑳藉姏;

(浜)鎰忔濊〃紺虹湡瀹;

(涓)涓嶈繚鍙嶆硶寰嬨佽屾斂娉曡勭殑寮哄埗鎬ц勫畾錛屼笉榪濊儗鍏搴忚壇淇椼

浜屻佹湁鍝浜涘緩璁懼伐紼嬪悎鍚屾棤鏁

(涓)鎵垮寘浜烘湭鍙栧緱寤虹瓚鏂藉伐浼佷笟璧勮川鎴栬呰秴瓚婅祫璐ㄧ瓑綰х殑寤鴻懼伐紼嬫柦宸ュ悎鍚屾棤鏁;

(浜)娌℃湁璧勮川鐨勫疄闄呮柦宸ヤ漢鍊熺敤鏈夎祫璐ㄧ殑寤虹瓚鏂藉伐浼佷笟鍚嶄箟鐨勫緩璁懼伐紼嬫柦宸ュ悎鍚屾棤鏁堛

閴翠簬娌℃湁娉曞畾璧勮川鐨勫崟浣嶆垨涓浜轟互鎸傞潬銆佽仈钀ャ佸唴閮ㄦ壙鍖呯瓑褰㈠紡浣跨敤鏈夋硶瀹氳祫璐ㄧ殑寤虹瓚鏂藉伐浼佷笟鍚嶄箟涓庡彂鍖呭崟浣嶇捐㈢殑寤鴻懼伐紼嬫柦宸ュ悎鍚岀殑鎯呭喌鏃舵湁鍙戠敓錛屻婁腑鍗庝漢姘戝叡鍜屽浗寤虹瓚娉曘嬪規ゅ仛浜嗙佹㈡х殑瑙勫畾;

(涓)寤鴻懼伐紼嬪繀欏昏繘琛屾嫑鏍囪屾湭鎷涙爣鎴栬呬腑鏍囨棤鏁堢殑寤鴻懼伐紼嬫柦宸ュ悎鍚屾棤鏁堛

鏍規嵁銆婁腑鍗庝漢姘戝叡鍜屽浗鎷涙爣鎶曟爣娉曘嬭勫畾錛屽湪涓鍗庝漢姘戝叡鍜屽浗澧冨唴榪涜屼笅鍒楀伐紼嬪緩璁鵑」鐩鍖呮嫭欏圭洰鐨勫嫎瀵熴佽捐°佹柦宸ャ佺洃鐞嗕互鍙婁笌宸ョ▼寤鴻炬湁鍏崇殑閲嶈佽懼囥佹潗鏂欑瓑鐨勯噰璐錛屽繀欏昏繘琛屾嫑鏍囷細

1銆佸ぇ鍨嬪熀紜璁炬柦銆佸叕鐢ㄤ簨涓氱瓑鍏崇郴紺句細鍏鍏卞埄鐩娿佸叕浼楀畨鍏ㄧ殑欏圭洰;

2銆佸叏閮ㄦ垨鑰呴儴鍒嗕嬌鐢ㄥ浗鏈夎祫閲戞姇璧勬垨鑰呭浗瀹惰瀺璧勭殑欏圭洰;

3銆佷嬌鐢ㄥ浗闄呯粍緇囨垨鑰呭栧浗鏀垮簻璐鋒俱佹彺鍔╄祫閲戠殑欏圭洰;

(鍥)鎵垮寘浜洪潪娉曡漿鍖呫佽繚娉曞垎鍖呭緩璁懼伐紼嬬殑寤鴻懼伐紼嬫柦宸ュ悎鍚屾棤鏁堛

鏍規嵁銆婂緩璁懼伐紼嬭川閲忕＄悊鏉′緥銆嬬殑瑙勫畾錛岃繚娉曞垎鍖咃紝鏄鎸囦笅鍒楄屼負錛

1銆佹繪壙鍖呭崟浣嶅皢寤鴻懼伐紼嬪垎鍖呯粰涓嶅叿澶囩浉搴旇祫璐ㄦ潯浠剁殑鍗曚綅鐨;

2銆佸緩璁懼伐紼嬫繪壙鍖呭悎鍚屼腑鏈鏈夌害瀹氾紝鍙堟湭緇忓緩璁懼崟浣嶈ゅ彲錛屾壙鍖呭崟浣嶅皢鍏舵壙鍖呯殑閮ㄥ垎寤鴻懼伐紼嬩氦鐢卞叾浠栧崟浣嶅畬鎴愮殑;

3銆佹柦宸ユ繪壙鍖呭崟浣嶅皢寤鴻懼伐紼嬩富浣撶粨鏋勭殑鏂藉伐鍒嗗寘緇欏叾浠栧崟浣嶇殑;

4銆佸垎鍖呭崟浣嶅皢鍏舵壙鍖呯殑寤鴻懼伐紼嬪啀鍒嗗寘鐨勩

鍦ㄥ綋浠ｇ殑紺句細錛屽傛灉鍥犱負緇忔祹鏂歸潰姣旇緝鍥伴毦鐨勮瘽錛屾兂瑕佸悜鍏朵粬鐨勪漢鍛樺熸撅紝閭ｄ箞絳捐浜嗗熸懼悎鍚屽氨闇瑕佹寜鐓у熸懼悎鍚岀殑鍐呭規潵灞ヨ岃嚜韜鐨勪箟鍔★紝褰撶劧浜嗭紝涔熸湁涓浜涗漢鍛樺彲鑳藉逛簬鍊熸懼悎鍚岀殑鏁堝姏鏄鏈夊紓璁鐨勶紝鍙浠ュ埌浜烘皯娉曢櫌鏉ユ彁璧瘋瘔璁礆紝瑕佹眰紜璁ゅ悎鍚屾槸鏈夋晥鐨勶紝鎴栬呮槸紜璁ゅ悎鍚屾槸鏃犳晥鐨勩